FINANCIAL sERVICES gUIDE ("FSG")
Version 2 - November 2022
Hejaz Financial Advisers Pty Ltd
ABN 49 634 683 613
Australian Financial Services Licence number 517686 Level 11, 2 Queen St, Melbourne VIC 3000
Phone: 1300 043 529
About Hejaz Financial Advisers
Hejaz Financial Advisers Pty Ltd (HFA) is a privately owned financial planning licensee, part of the broader Hejaz Financial Group, which includes:
Hejaz CapitalHejaz Financial AdvisersHejaz AccountingEternal Asset Management
We are not owned by a bank, fund manager, or financial institution, enabling us to provide holistic, tailored advice that puts your needs first.
Hejaz CapitalHejaz Financial AdvisersHejaz AccountingEternal Asset Management
We are not owned by a bank, fund manager, or financial institution, enabling us to provide holistic, tailored advice that puts your needs first.
What This FSG Covers
This Financial Services Guide helps you understand:
The services and products we offerOur fees and how we are paidAny conflicts of interest that could impact our adviceOur complaints processOur privacy policy
It also clarifies that we may receive commissions for insurance advice, and therefore, under the Corporations Act, we cannot claim to be independent, impartial, or unbiased.
It also clarifies that we may receive commissions for insurance advice, and therefore, under the Corporations Act, we cannot claim to be independent, impartial, or unbiased.
Advisory Services
We are authorised to provide financial services and products in the following areas:
Deposit and Payment Products Interests in Managed Investment Schemes Securities Superannuation Retirement Planning Life Insurance Products Standard Margin Lending
Specific information about the services your adviser is authorised to provide and their qualifications are contained in the attached adviser profile.
Remuneration
HFA and your adviser are paid for the services they provide through various methods of remuneration, including payments made by you (service and advice fees), and payments received from product issuers. These payments will be disclosed to you in your advice/disclosure document. In circumstances where we cannot determine the amount of remuneration, we will disclose the method of calculation.
All detailed advice fees, commissions, investment based financial products and insurance products etc can be found in attached file.
how can I give you instructions?
You can give us instructions by telephone, email or other means agreed with us. Some financial products have their own rules about how to give instructions. Please refer to the Product Disclosure Statement of the relevant product for those details.
The Privacy Policy
We are committed to protecting your privacy. Your personal information will be handled in accordance with our privacy policy. This document outlines how the information we collect from you is used, stored, and disclosed. A copy of our privacy policy will be provided to you and can also be obtained from our offices or from our website.